Some prefer inland waters, some the great expanse of the open ocean. Some thrill to the wind filling their sails, others to the power of twin outboards. Regardless of your boating preferences Island Insurance Services can help you find the right insurance coverage to meet your needs.
For many of us our boat is a valuable asset and represents a substantial investment, failing to insure your watercraft leaves you and your investment unprotected. A boat policy can protect your boat against damages incurred in an accident, against vandalism, collisions and sinking. Most policies cover physical damage to the hull, sails, machinery, on-board electronics, and even the boat trailer. The types and amount of coverage depend upon the specific policy you choose. Our knowledgeable staff can help you determine what policy options are right for you and your particular watercraft.
Liability Insurance
Let's face it accidents happen, and an accident with injury can quickly turn your pride and joy into a huge liability. Boating accidents are not uncommon and it is important that your insurance policy covers you for damages your boat may cause. Your boat policy can insure you against damages sustained by other watercraft or docks, and for bodily injury or death resulting from your negligent operation or ownership of the boat. Again, our experienced agents can assist you in meeting both your coverage and cost objectives when placing a new policy. We will also be happy to review your current policy with you to assure that your coverage suits your needs. You can arrange a free consultation or policy review here.
Optional Coverage
Insurance providers offer a variety of coverage options, allowing you to customize your policy to suit your particular needs. These are optional coverages provided to the consumer at additional cost. Take the time to speak with one of our agents to reveiw the many available options and to assure that you are not paying for any unnecessary coverage.
Other Coverages
Island Insurance Services can also help you find affordable coverage for your personal watercraft. Contact one of our agents today to discuss your insurance needs.
