While some have free comprehensive health insurance provided through their employer, the vast majority of us are not so fortunate. For those who do not receive health benefits through their employer or need supplemental coverage for themselves or family members, wading through the flood of available health plans and coverage options can be a monumental challenge.

There are a variety of plans available for those seeking health insurance. There are plans for individuals, joint plans for you and your significant other, supplemental health coverage, and plans that provide for the entire family.

Getting The Right Coverage

As is the case with all insurance policies some plans are more comprehensive than others. It is important to understand what services are covered and also any services which are excluded in any given plan. For instance, there are basic medical plans and there are plans which allow you to add dental and vision coverage. There are also high deductible plans for catastrophic coverage only. Take the time to consider what types of coverage are important to you before placing a policy. Our experienced agents will be happy to explain the many available options and tailor a plan to meet your needs and cost objectives. Contact an Island Insurance Services agent today.

Health Care Reform And You

New health care reforms, soon to go into effect, will have tremendous influence on health care coverage requirements for all Americans and could effect your current coverage. Our professional staff can review your current policy to insure that you continue to get the coverage you require.