Your home is likely one of your largest investments and most valuable assets. It is vital that you protect your home with quality homeowner's insurance. In fact, your homeowner's policy is one of the most important in your insurance portfolio.
Determining the amount and types of coverage that you require can be an arduous and time consuming task. Coverage needs vary depending on location, type of dwelling, mortgage holder and a variety of other criteria. In addition, insurance providers offer a huge variety of coverage options to supplement your homeowner's policy.
Making Sense Of It All
At Island Insurance Services our experienced agents can help guide you through the labyrinth of options, coverages, and requirements. We can help you understand the differences between replacement cost and actual cash value, explain the value of umbrellas, personal property floaters, and endorsements. In other words, we can help you make sense of your homeowner's policy so that you can go about the business of enjoying your home. For answers to some frequently asked questions visit our Helpful Hints page or speak directly with an agent free of charge.
Policy Reviews
It is recommended that current policyholders review their homeowner policy at least every three years. Needs change, markets change and coverages change. Keeping your policy up-to-date assures that there will be no surprises should you need to file a claim. Contact one of our agents today for a free consultation or policy review.
Homeowner's Insurance: Helpful Hints.
